Spektra by TMS
Power meets simplicity from a modular, scalable treasury management platform that brings every treasury function into one secure, streamlined system, enabling efficient transaction execution, risk management, reporting and decision-making.
One platform. One login.
Every treasury function.
Evolved over 40 years of treasury and software expertise, TMS delivers straight-through processing across front, middle, and back-office functions. Connect Spektra to your ERPs, general ledgers, banks, and payment platforms locally and internationally.
Whether you operate domestically, across emerging markets, or globally, Spektra gives treasury teams clarity, control, and confidence without complexity.
Consolidated cash management.
Total visibility. Real-time control.
Gain real-time, consolidated visibility of your organisation's cash position across accounts and entities, locally and internationally.
Instant balances
Real-time cash visibility across all accounts
Automated reconciliation
Bank feeds reconcile daily, eliminating manual spreadsheet work
Centralised consolidation
Centralised cash consolidation and intercompany netting
Liquidity management
Treasury funding, deposits, and optional transfer pricing
Transactability
Execute payments and transfers across banks from a single platform.
Cash flow Forecasting
Accurate forecasting gives you clear visibility of inflows and outflows, enabling stronger liquidity control, better decision-making, and more proactive financial management.
Integrated Forecasting Engine
Driven by integrated modules within the platform
Flexible Data Categorisation
Customisable categories support both manual inputs and system-calculated data
Audit and Governance
Full audit trail maintained for transparency and control
Consolidated Reporting
Outputs are presented via dashboards and reporting, providing both detailed and high-level consolidated views
Decision Ready Insights
Delivering a clear, concise snapshot to support informed decision-making
Asset and Liability Management
Track, value, and manage interest rate instruments with precision. Spektra supports advanced analytics, enabling accurate valuation, forecasting, and risk management across both assets and liabilities.
Comprehensive Instrument management
Centralises the setup, maintenance and lifecycle of all traded instruments in one place.
Automated calculations
Accruals and valuations computed continuously without manual intervention
Reconciliation
Daily reconciliation of movements by matching internal positions, accruals, and valuations to financial institution statements.
Transactability
End-to-end trading of multiple products including pricing, deal capture, confirmations, settlements, and lifecycle events.
Investment Universe
Provides a consolidated view of exposures, limits, compliance breaches, and key risk metrics across your portfolio.
End-to-end FX exposure management.
Spektra supports spot, forward, and derivative transactions with full lifecycle management from deal capture through to settlement, revaluation, and reporting.
Deal tracking
Capture and monitor all FX transactions from initiation to settlement
Limit controls
Set and enforce exposure limits in real time across counterparties
Multicurrency monitoring
Capture and monitor all FX transactions from initiation to settlement
Compliance and validation
Automates regulatory compliance, policy controls, and credit line monitoring
Transactability
Foreign exchange transactions, payments, and receipts executed directly with your financial institution from a single platform.
Ancillary Requirements
Supporting management of additional requirements including letter of credit, exchange control agreements and central bank compliance.
A complete view of your treasury.
Bring your treasury landscape into focus with clear dashboards and automated reports tailored to both domestic and global regulatory and management requirement. See what matters, when it matters.
Custom reports and analytics
Build dashboards and reports that fit your exact requirements and compliance framework
Real-time export
Export data in your preferred format or integrate into existing systems for real-time and reliable data transfer.
All your systems, finally working together.
A unified platform replaces standalone tools, connecting data, automating workflows, and strengthening your treasury operation.
FAQs
Answers to some common questions about our platform Spektra by TMS, and how it works.
Yes. The system is built for high-concurrency environments and supports many simultaneous users without any impact on system performance. Cash requests/payments and other transactions are processed in real time, even during peak usage.
FX deals update immediately. Deals executed on external platforms are reflected in the system in near real time.
There is no dependency on batch processing or delayed synchronisation.
Yes. FX forecasts are fully editable and designed to be maintained within the system. Users do not need to revert to Excel to manage forecasts. Forecasting tools are practical, flexible, and actively used by clients.
Yes. The cash management module is proven and operational across multiple clients, industries and jurisdictions. Implementation is fully supported from start to finish, ensuring the solution is properly deployed, actively used, and delivers measurable value.
The platform is built on a modern architecture and continuously maintained.
Enhancements and new functionality are delivered regularly.
Clients choose our solution because:
- Scalability
- Intuitive and user-friendly design
- Covers all treasury functions in a single platform
- Actively supported by an inhouse support team
- Access to a highly engaged team aligned with client needs
Spektra is designed for businesses of all sizes. Our modular approach, together with our specialised implementation, means any business can benefit from the platform.
Yes. Spektra supports role-based access, allowing users to see only the data relevant to their role, entity or division.
Specktra by TMS includes logic and workflows designed around local regulations, including SARB and other African reporting requirements. This reduces manual work and lowers compliance risk.
Yes. Spektra is designed to work across multiple banks, accounts and currencies, with built-in support for African currency zones and regulatory requirements.
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